Guides
What to Do After a Car Accident in Las Vegas
The first hours after a crash shape your health and your claim. Here is the plain version of what to do, in order, and what to avoid.
1. Get safe and call 911
If you can, move out of traffic and turn on your hazard lights. Check on everyone in the vehicle and call 911 if anyone is hurt or if the cars cannot be moved. Nevada law requires drivers in a crash to stop, help anyone who is injured and share their information. Never leave the scene.
2. Call the police and get the report number
Even if the crash looks minor, have an officer respond and write a report. Stick to the facts when you talk to the officer. Do not guess about speeds or distances, and do not apologize or accept blame. Before you leave, write down the officer's name and the report number.
3. Document everything
Use your phone while the scene is fresh.
- Photos and video of all vehicles, the damage, the road, the signs and signals, and any skid marks.
- The other driver's name, phone number, license plate and insurance information.
- Names and numbers for any witnesses.
- The nearby businesses that may have security cameras. That video is often erased within days.
4. Get medical care the same day
See a doctor, urgent care or the emergency room even if you feel okay. Adrenaline hides pain, and serious injuries often show up later. Tell the provider about every symptom, however small, and follow the treatment plan. Your medical records are the backbone of your claim.
5. Be careful with the insurance companies
Report the crash to your own insurer, but keep it short and factual. Do not give a recorded statement to the other driver's insurance company, do not sign a broad medical release, and do not accept a quick settlement offer. Early offers are usually low and they often arrive before the full extent of your injuries is known.
6. Stay off social media
Insurance companies look. A photo of you at a barbecue or a post that says you are fine can be used against you. Do not post about the crash, your injuries or your activities until the claim is over.
7. Keep a record
Save every bill, receipt and pay stub. Write down the days you miss work and how the injury affects your sleep, your family and your normal life. Small notes made along the way carry real weight later.
8. Talk to a lawyer before you settle
A short conversation costs you nothing, and it can protect you from mistakes that are hard to undo. Nevada has a two year deadline for most injury claims, and many drivers carry only the minimum insurance. Our guide on why your case may be bigger than one policy explains what that means for you. You can also read about how we handle car accident cases.
This guide is general information and not legal advice for your situation. To talk about your crash, call (702) 500-7070 or request a free case review.
Frequently asked questions
Do I need to call the police for a minor crash?
Yes. A police report gives you an official record of what happened and who was involved. Nevada law also requires drivers to stop, share information and help anyone who is hurt. Ask the officer for the report number before you leave.
Should I see a doctor if I feel fine?
Yes, and the same day if you can. Adrenaline hides pain, and injuries such as concussions, whiplash and internal bleeding can show up hours or days later. A gap in treatment also gives an insurance company a reason to argue you were not really hurt.
Should I give the other driver's insurance company a recorded statement?
Not before you have talked to a lawyer. Their adjuster works for the insurance company, and a recorded statement can be used to limit what your claim is worth. You can report the crash to your own insurer and keep the details short.
What if the other driver has no insurance or only minimum coverage?
Your own uninsured and underinsured motorist coverage may apply, and other parties besides the driver can sometimes be responsible. Read our guide on why your case may be bigger than one policy.
What if I was partly at fault?
You may still recover. Nevada reduces your recovery by your share of fault, and you are barred only if you are more than 50 percent at fault. Do not admit fault at the scene, since fault is often more complicated than it looks.
How long do I have to file a claim?
For most injury claims the deadline is two years. Do not count on all of it. Evidence is easiest to protect in the first days and weeks.