Injured while in a rideshare in Las Vegas?
More and more people are using rideshare service such as Uber and Lyft to get around in Las Vegas. Generally, using Uber and Lyft is a good idea. It is generally cheaper than a taxi, responds sooner, and reduces drunk driving. Unfortunately, even Uber and Lyft drivers get into car accidents. Passengers in the Uber or Lyft vehicles who are injured in the car accident can recover against the insurance of the person that caused the accident. This is the case even if the car accident was caused by the Uber or Lyft driver.
If the accident was caused by the Uber or Lyft driver, their insurance will cover the passenger’s injuries. Uber and Lyft carry third party liability insurance coverage, which generally covers up to $1 million for personal injuries and property damage per accident. A passenger is covered under this kind of liability policy when the Uber or Lyft driver is at fault for the accident.
What If The Accident Was Not Caused By The Uber Or Lyft Passenger But Someone Else?
If the accident was caused by another driver, the at-fault driver’s insurance will cover the Uber or Lyft passenger’s injuries. In Nevada, drivers are required to carry liability insurance that covers a minimum of $25,000 per person or $50,000 per accident. If that other driver’s insurance isn’t enough to compensate the injured passengers, Uber and Lyft insurance can cover the rest through underinsured motorist (UIM) insurance.
If the at fault driver does not have insurance or the passenger was a victim of a hit and run, uninsured motorist (UM) coverage of the Uber’s or Lyft’s insurance will apply. Lyft carries at least $250,000 in UM and UIM coverage for its passengers. Uber carries $1 million in UM and UIM coverage for its injured passengers.
What Should You Do If You Were Injured While A Passenger In An Uber Or Lyft?
First, if you are injured, take care of yourself and seek medical attention. If you feel symptoms, such as pain, at the scene of the car accident, and feel like you need medical attention, call 911 and ask for an ambulance and/or go to the emergency room or urgent care. If you do not have health insurance, do not worry about the expense; worry about getting better. Your health should be your first priority. The Las Vegas personal injury attorneys at D.R. Patti & Associates can help you obtain monies from Uber, Lyft, or any other insurance that applies to cover your medical expenses from a car accident.